Faith + Reason = Truth

What's the popular scenario for man-made global warming wreaking havoc on the earth?  First, the temperature of the earth rises, then the polar ice caps and glacial shelves melt, resulting in cataclysmic flooding of continental coastlines.  44% of the world's population lives within about 90 miles of a coastline.  So there goes the neighborhood, right?  But what happens when the neighborhood goes?  Massive insurance company losses, that's what.  And to stave off those massive losses, insurers and re-insurers have to collect the money beforehand in the form of hefty premiums.  "Beforehand" should already be underway as of right now if these dire catastrophic predictions are to be taken seriously, and who's more serious than insurance companies?  Are they collecting enormous, never-before-imagined premiums based on Al Gore's slide show bringing to light these amazing scientific proofs of what we're doing to the atmosphere and what the consequences will surely be, probably within the next 100 60 30 years?  Actually, no.  In my view, either there's not enough hard evidence on which to base the man-made global warming claims, or the insurance companies aren't doing their jobs and collecting as much money in the form of ridiculously high global warming premiums as possible for the next 10-30 years to pay for the claims that will be made when half the population of the world inevitably watches their homes get slurped up by the ocean.  Am I a global warming skeptic?  Not necessarily - I just believe in the actuarial sciences and in Warren Buffett's companies' ability to suck every penny possible out of those who would pay moreso than I subscribe to man's ability to look around and analyze ancient ice cores and be able to discern that we're about to be in serious need of one mother of an ark.